One of the first things you would want to know when you consider getting an ATV is how much you must pay. The prices of new ATVs vary a lot, depending on the type of ATV, engine size, and advanced features. And for used machines, you must also consider factors such as age, mileage, and overall conditions.
So how much does an ATV cost? Sports and Utility ATVs cost from $5.000 – $15.000. For around $10.000, you get a full-spec ATV with a moderate-size engine. You can get a more powerful model for the same price, albeit with a basic configuration. Youth ATVs cost from $2.000 up to $5.000.
Comparing the Cost of Different Types and Sizes of ATVs
I’ve collected the MRSPs (manufacturers recommended sales price) of various types and sizes of ATVs from all major brands. However, the total price range varies significantly and doesn’t say much.
To give you a better idea of what to expect, we need to narrow things down, look at the different types of ATVs, how big their engines are, and how well they are equipped.
Comparing Utility ATV Prices
First, we’ll look at utility ATVs in various sizes and configurations.
From these stats, we can make a few interesting observations:
- The premium models in the 570cc – 670cc engine size range will set you back about $1.000 more than the bigger 850cc basic models.
- The relative cost difference between entry-level and premium models is quite similar when comparing the different ranges of engine sizes.
- Expect to pay $500 to $2.000 more for the premium model.
- Premium models in the 1000cc size cost significantly more than the base models.
- The 570cc to 670cc basic and premium models vary by over $2.000 from the cheapest to the most expensive.
Comparing Sports ATV Prices
If we head to the sports ATVs, we see many of the same trends.
- The full-spec machines with the most potent engines cost significantly more than the basic models with similar-sized engines.
- In the 650cc to 850cc engine size range, you see that some of the entry-level models cost just as much as some of the premium models. That’s because some brands do not offer a premium model. Instead, they only have a standard model with a similar level of advanced features as other brands’ premium machines.
Comparing Youth ATV Prices
It has not been common for youth ATVs to offer more than one standard model for each engine size. But in later years, some manufacturers have started offering both basic and premium models in the youth segment.
In the 90cc to 110cc range, you find brands that offer both standard and premium/full-spec models.
The competition between the brands is tough. As a result, the different brands price their competing machines very similarly. The prices between the major brands do not vary by much.
Comparing 6X6 ATV prices
And finally, I’ve gathered price info on 6×6 ATVs. No brand offers more than one alternative within each engine size, so these machines’ stats do not tell us more than the price difference between small and large machines.
How Much Will It Cost to Cover Your Specific ATV Needs?
To better estimate how big of an impact the purchase will make on your wallet, we need to look at what factors determine each model’s cost.
Then you must consider what features are essential for you and your intended usage. Not everyone will need the biggest engine and the most advanced features.
If you skip this part of the purchase process, you may still be lucky and get an ATV that perfectly fits your needs. But you might just as well end up paying much more than you need for a machine that is too big or has features you never will need.
Or you may waste your money on a bike that is too little or is missing features you find that you really could need.
How Do Engine Size and Horse-Power Affect the Cost?
One significant factor determining how much an ATV costs is its engine size.
Youth models typically come in 50cc to 250cc engines, while sports and utility ATVs range from about 350cc to 1000cc.
An excellent way to save money is to steer clear of the models with the biggest engines. Engines in the 500cc to 850cc range will be more than enough for most possible applications and riding situations.
These machines will often give you the most bang for the buck. Most riders will rarely get to utilize the extra power of the most potent ATVs anyway.
That said, I must admit I own a 1000cc high-power ATV myself. And truth be told, most of the time, I would do fine with a 600cc.
But if you’re anything like me and like having a surplus of power available at all times, you must be prepared to hit the higher end of the price range.
The Cost of Advanced Features and Accessories
The next major factor that significantly influences the cost of an ATV is the number of advanced features and accessories it includes.
Some models have only the bare minimum required to operate the ATV safely and legally. If you take one step up, you find models with features that make for a more comfortable ride and expand the machine’s range of use. Examples of such features include:
- Electronic power steering (EPS). In this post, we take a closer look at some pros and cons and whether EPS is worth it.
- Active descent control (ADC). It helps maintain a steady pace on steep declines.
- Engine brake system (EBS).
- A winch for the times you get stuck. Here are 29 other ways to use an ATV winch.
- Two-up (touring) configuration with a longer wheelbase and an extra seat. These typically cost about $500 to $1.500 more than the equivalent one-seater version.
- Adjustable suspension to set up the bike for different riding situations and uses.
- Advanced on-demand 4×4 systems.
At the upper end of the price scale, you will find models loaded with features that may not be necessary for everyone. These are typically machines designed for extreme use, such as racing or intense mudding.
Examples of accessories you will find on these machines, which the basic models do not have, are:
- Massive, aggressively threaded mud tires.
- Snorkle and a radiator relocation kit.
- An even more extreme suspension system and high-lift system.
- Extensive decal kits, either camo for hunting or flashy graphics to make the bike stand out from the crowd.
How Much Is an Average ATV Payment?
You may need a loan to finance your ATV purchase. The size of your monthly downpayment depends on factors such as:
- The MSRP on the ATV
- How much rebate are you able to negotiate
- How much downpayment are you able to afford
- What interest can you get on the loan
The average monthly downpayment on a fully financed ATV is $140 to $210 over 72 months (6 years), depending on the initial purchase price and interest rate. Be aware that payment plans with low initial monthly payments can trick you into taking up a loan you may not be able to afford when the monthly payments increase.
What types of ATVs cost the most?
Sports and Utility ATVs are often very similarly priced. It is usually the size of the engine which determines how much these machines cost. Some sport ATVs come equipped with more advanced suspension. These are typically priced at about $1.000 more than their utility counterparts.
One exception is the ATVs purely made for racing. These typically cost significantly more than utility machines with similar engine sizes.
6×6 ATVs are usually quite a bit more expensive than the 4x4s. That’s partly because they have a more advanced suspension, one more axle, and a cargo bed. Also, the market for 6×6 bikes is much smaller, which will likely affect the price somewhat.
Regarding youth ATVs, I’ve only collected the prices from the major manufacturers. Many other brands offer cheaper alternatives in the youth ATV market but be aware that you generally get what you pay for.
They may look very similar on paper, but after seeing how fast some cheaper models wear or break, I can only say that it’s money well spent to get a proper machine from the get-go.
If you buy a youth ATV from a reputable brand and keep up with the required maintenance, you can expect it to be used by kid after kid for several years before they eventually wear out. Also, they ride much better, making them much more enjoyable for the little one.
Here you can find my post on choosing an ATV for a 10-year-old.
What Do Optional ATV Accessories Cost?
- Brush guards, front and back. A popular accessory that typically will set you back anything from $300 to $700.
- Skid plate kit, aluminum or plastic. If you ride a lot in rocky conditions, you may consider getting a protective skid plate to cover the underside of your new machine. Expect to pay $500 to $1.000 for a complete kit.
- LED bar, well, for more light. You can get them from $30 to $500. In this post, we look closer at choosing the right LED bar in the jungle of ATV LED lights.
Possible Additional Costs of Buying an ATV
The MRSP is only a recommendation from the manufacturer. If your local dealer is running a campaign, or if you are skilled at negotiating prices, it is possible to get a decent discount. However, be aware that there may be additional costs on top of the actual purchase price.
Some dealers ask for a so-called destination charge that covers the factory’s shipping cost to the dealer. Expect to pay $300 to $500. Others charge a few dollars to prepare the bike (some final assembly has to be done when the bike arrives at the dealer).
What Is the Cost of ATV Ownership?
Here are some rough estimates of the most common costs of owning an ATV:
- Insurance: This one is a must. $250 each year is a reasonable estimate.
- Trail permits. It depends on how many different trails you ride, but expect to pay $50 to $100 per trail (per year).
- Maintenance and service. A new bike should last a few years before you should need to buy any spare parts. But keeping up with the required service schedule is essential to prevent voiding the warranty. Be aware that most manufacturers require that you use a certified dealer to perform the service.
- Fluids, oils, and filters. After the warranty period, you can do the service yourself to save a few dollars. But you still need to get the necessary parts and fluids. Estimate $50 to $200 in parts for a full service.
How Much Does a Used ATV Cost?
How to correctly price a used ATV deserves a separate post and won’t be covered in-depth in this post. But generally, you should expect to pay more for a well-maintained bike with low mileage, minor wear, and the right accessories.
Suppose the ATV’s aesthetic condition is not of significant importance to you. In that case, you might discover some fantastic deals on machines that may appear slightly worn but are still in good mechanical condition.
How much does a new ATV typically cost?
A new ATV generally costs between $2000 and $15000, depending on its brand, model, size, and features. Luxury models can cost more.
Are used ATVs cheaper than new ones?
Yes, used ATVs are typically cheaper than new ones. Prices vary depending on the ATV’s age, condition, and mileage.
Are there any additional costs to consider when buying an ATV?
Besides the initial purchase price, other costs include insurance, maintenance, accessories, and potentially storage and transport costs.
Choosing an ATV is a substantial financial commitment, with prices varying based on factors like type, engine size, and advanced features. Understanding these factors and deciding what’s essential for your needs is crucial to avoid overpaying or underspending and missing out on necessary features.
Whether you opt for a new model or a well-maintained used one, remember to factor in the additional costs of ownership, such as insurance, trail permits, and maintenance, to ensure your ATV adventure remains enjoyable and within budget.